Do I have to choose a carrier when buying an iPhone?

If you want a new iPhone, the iPhone 8 & 8 Plus models can be purchased without a carrier and SIM free. All newly purchased iPhone’s do need to be activated with a carrier SIM. If you don’t activate it, then you can’t get past the activation screen, even with iTunes.

Can you buy an iPhone on a payment plan?

Apple Card Monthly Installments is an easy payment option. You can choose to pay for a new iPhone, iPad, Mac, or other eligible Apple product with Apple Card Monthly Installments — instead of paying all at once — in order to enjoy interest-free, low monthly payments.

Does financing iPhone hurt credit score?

The short answer: No, paying your phone bill will not help you build up credit. Phone bills for service and usage are not usually reported to major credit bureaus, so you won’t build credit when paying these month to month.

How does Apple pay monthly work?

Apple says that when you apply, you should bring your personal information, bank details, photo ID and your current mobile. You’ll pay each month via Direct Debit that you’ll have to set up with your bank account (or alternative provider like thinkmoney).

Should you buy iPhone accessories from Apple or your carrier?

Never buy iPhone accessories from your wireless carrier either — you can get much better deals on Amazon! Like Apple, most wireless carriers have a 14-day return policy. However, this can vary from carrier to carrier, so make sure to ask while you’re buying your new iPhone.

Can I buy an unlocked iPhone with the iPhone payments plan?

Unfortunately not. The iPhone Payments plan is Apple’s financing option for buying an iPhone with a carrier plan. You’ll be buying an unlocked iPhone (the only locked iPhone that you can purchase through Apple right now is on the AT Installment plan), but you will be required to select a carrier plan to use for the next two years.

What payment plans are available in the Apple Store?

The Apple Store app offers access to a variety of payment plans for your phone, including a one-time purchase, the Apple iPhone Upgrade Program, Apple Card monthly payments (if you have Apple Card), and the available AT, Verizon, and T-Mobile carrier installment plans.

Should you buy an iPhone outrightly or pay monthly?

Buy it outright. Of course, if you’re a saver, or just have the disposable income, you can always purchase your new iPhone outright. If you’re not keen on having to make monthly payments, being forced into an upgrade schedule, or being tied to a specific carrier, this is a great option.