Table of Contents
- 1 Can a diabetic person get insurance?
- 2 Which health insurance covers diabetes India?
- 3 Can you still get life insurance if you have diabetes?
- 4 Does Type 2 diabetes affect life insurance?
- 5 Can someone with Type 2 diabetes get life insurance?
- 6 Is having diabetes a death sentence?
- 7 How to buy an insurance policy for diabetes?
- 8 What is diabetes safe policy by STAR Health?
Can a diabetic person get insurance?
If you are someone who suffers from diabetes, you can purchase a life insurance policy which will not only offer you protection but financial coverage in time of treatment. The premium and the type of plan will depend on the level of your diabetes.
Which health insurance covers diabetes India?
Best Health Insurance Plans for Diabetics in India
| Insurance Company | Plan Name | Link to Plan Details |
|---|---|---|
| Star Health Insurance | Diabetes Safe | Check more details |
| ICICI Prudential | Diabetes Care | Check more details |
| Apollo Munich Health Insurance | Apollo Munich Energy | Check more details |
| National Insurance | Varishta Mediclaim | Check more details |
Which medical insurance is best for senior citizens in India?
Best Health Insurance Plans for Senior Citizens
| Health Insurance Plans for Senior Citizens | Age Criteria | |
|---|---|---|
| SBI Arogya Premier Plan | Min: 18 years Max: 65 years | View Plan |
| Tata AIG MediCare Health Insurance Plan | Min: 18 years Max: 65 years | View Plan |
| United India Senior Citizen Mediclaim Policy | Min: 61 years Max: 80 years | View Plan |
Can you still get life insurance if you have diabetes?
People with Type 1 or Type 2 diabetes can get life insurance coverage, though the policies you’ll qualify for and the ease of the process will depend on your type of diabetes, the age you were diagnosed and how it’s controlled.
Does Type 2 diabetes affect life insurance?
Life insurance for Type 2 diabetics Type 2 diabetes is considered lower risk by life insurance companies, particularly if you’re able to manage it with lifestyle adjustments or oral medication and have had no complications. Since it is often diagnosed in adulthood, you’re more likely to be viewed favorably by insurers.
Can I get private health insurance after 65?
However, the standard health insurance policy has its set of limitations. Not only is the entry age restricted to 65, but the cover is also capped at Rs 5 lakh, way too low for senior citizens living in big cities.
Can someone with Type 2 diabetes get life insurance?
Yes – in most cases, you can still get life insurance if you have diabetes. Whether you’ve been diagnosed with Type 1 or Type 2 diabetes, there are plenty of providers who should be able to offer you a great deal on insurance.
Is having diabetes a death sentence?
The diagnosis of diabetes is NOT a death sentence. Terrible outcomes, like blindness, amputations and kidney problems, are largely preventable. Thanks to modern medicine, people developing diabetes today have an excellent chance of living long, healthy lives, free from serious complications.
Which is the best health insurance plan for diabetics in India?
Best Health Insurance Plans for Diabetics in India. For treatments related to diabetes, one can take a health insurance policy. Indian health insurers offer exclusive plans for diabetes such as Star Health Diabetes Safe, ICICI Prudential Diabetes Care, National Insurance Varishta Mediclaim, etc.
How to buy an insurance policy for diabetes?
If you need to buy an insurance policy for diabetes, the following steps will help you in this regard: Scroll down to the bottom of this page and click on ‘Buy Now’. You will get a list of all the different insurance plans and insurance companies. Select the insurance plan that suits your needs and proceed with the instructions given.
What is diabetes safe policy by STAR Health?
The Diabetes Safe Policy by Star Health is a specialized and unique healthcare policy for diabetic individuals. It provides coverage against complications due to Diabetes (Type I and Type II) in addition to regular hospitalization, outpatient care and personal accident cover.
Why is managing diabetes so expensive?
Managing diabetes can be expensive due to regular doctor’s visits, medications, and sugar monitoring. Even a slight delay in taking medicine can lead to hospitalization, which may lead to high treatment costs.