Is it true that all military soldiers have frozen bank accounts?

No they are not. If you are speaking with someone that is telling you his/her account is frozen is most likely a Romance Scammer. All real military soldiers have access to their money and sometimes have debit cards. Also real soldiers have audio and video calls with their family back home.

Do US military personnel have access to bank accounts?

Almost all of your questions refer to well-known scammer routines. US military personnel have access to banking. Maybe not at every second, but the time they’re spending online with you could be used to bank online instead. They don’t need to go through non-military channels to get their money.

How do soldiers in the military get paid when deployed?

The service pays their people every two weeks. When deployed they get additional allowances. They can access their money just like everybody else with a debit card. All large bases have ATMs, smaller ones often have a way of acquiring money from their accounts. If they are in the field, what are they going to buy?

Does the military have direct deposit in the US?

Almost everyone in the military has direct deposit. Their pay goes directly into the Credit Union/Bank wherever they are stationed. When a service member goes ANYWHERE overseas, they still have access to their money through base services such as the BX or commissary – they can even get cash if they need cold hard money.

Can I send money to someone in the military who owes money?

They don’t need others to pay for equipment loss or damage. They don’t need others to pay money or fines to avoid disciplinary action. If they owe the US military money, the US military will simply take it from their salaries. No amount of money you could send could protect a military member from facing military justice.