What is Optima Restore policy of HDFC Ergo?

Optima restore is a unique health plan that restores your sum insured on partial or complete utilization of your health cover, for your future needs. We reward you for staying healthy. If you do not claim even once in the claim year, we reward you with Renewal incentives.

What is restore benefit in HDFC Ergo?

HDFC Ergo’s Health Suraksha Plan comes with an add on cover called “regain benefit”, which can restore 100\% of the sum insured once the provided no claim bonus has been totally exhausted in the year. It is quite clear that the restoration benefit is an ideal add on cover for health insurance.

Is dental treatment covered in HDFC Ergo Optima Restore policy?

Dental treatments are generally not covered in your health insurance plan. But, in case a dental treatment requires a minimum of 24 hours of hospitalization, which is caused due to an accident, your health insurance policy will cover such a treatment.

How do I cancel my Optima Restore policy?

In case the customer does not wish to continue the policy, then he has the option to terminate the policy by giving a written notice at any of the apollo munich health insurance branch or call on the Toll free number – 1800 102 0333. The cancellation will be from the date of receipt of such written notice.

Does HDFC Ergo cover OPD?

Re: OPD Expenses OPD cover assists the insured to claim expenses other than that incurred during hospitalization. These expenses include doctor’s consultation fees, health check-ups, pharmacy bills, dental treatment, diagnostic tests, etc.

What is Optima Restore by HDFC ergo?

This unique health insurance plan reinstates the sum insured on partial or complete utilisation of the health cover, which is meant to fulfil all your future needs. Optima Restore by HDFC ERGO offers a bunch of benefits to give you ultimate financial security, with the cover ranging from ₹ 5 lacs to 50 lacs.

Why choose HDFC ergo health insurance?

We give you complete coverage on room-rent, up to the sum insured. Save more with tax benefits on health insurance premiums. Yes, you can save tax up to ₹75,000 with HDFC ERGO Health Insurance plans. You deserve the best and the latest medical treatments.

What is the daily cash limit of Optima Restore family health plan?

Get daily cash of up to ₹1,000 per day and maximum of ₹6,000 per hospitalization on choosing shared accommodation with Optima Restore. What is covered in Optima Restore Family Health Plan?

Why choose Optima Restore?

Take care of yourself first so that you can take care of loved ones. Get 100\% of your cover restored instantly after the first claim. Optima restore is a unique health plan that restores your sum insured on partial or complete utilization of your health cover, for your future needs.